Avex Credit - The Leading SME Loan Company in Malaysia

We are a professional and reliable credit and financial advisory company. Our team aims to provide highly professional, reliable, and comprehensive credit and debt restructuring services. We accelerate your business growth with a flexible and easy-to-apply SME Loan.

Talk to us today to find the best SME loan for business!

• Copy of Directors, Owners, Partners, Shareholders, Guarantors Malaysian IC (both sides)
• Business registration documents, e.g., Form A/ Form B/ Form D, Form 8 / Form 9 / Section 14 (Super Form)
• Latest six months' bank statements
• The latest two years of audited financial statements or management accounts (where applicable)

For Self-employed, Small Businessmen, Food Operators, and Freelancers:

• A copy of your IC (both sides)
• Business registration documents
• Last six months' bank statements
• Income tax statements

• Application amount RM50,000 - RM5,000,000
• Repayment plan has 12 month - 96 month
• Interest rates as low as 1%
• Up to 100% collateralization of value

We offer highly flexible loan solutions for SMEs and micro enterprises. You can get an SME business loan with fewer hassles

Avex Credit offers a variety of products such as SME Loan, Personal Loan, Debt Restructuring, and Secured Loan. Our Malaysia business loan products have:

• Simple application steps
• High loan amount
• Short approval time

With Avex Credit, you can quickly solve cash flow problems with no hidden charges.

There are many types of small business loans in Malaysia. For example, the collateral loan Malaysia helps those who need urgent funding by using the property as collateral. Finding a suitable SME Corp Loan could help you to manage your business well.

If you are new to applying for SME loan Malaysia services, you can contact us right away!

No Collateral
Small and medium-sized enterprises might lack collateral and guarantees. It is also why many banks "dare not lend'' when facing the Malaysia business financing needs of SME enterprises. Due to the absence of collateral, banks have to bear high risks.

Poor or lack of credit score history
When approving, banks typically review your credit limit and past payment history on personal and business credit score reports. They determine your creditworthiness or likelihood of paying on time. Small business owners with insufficient business credit history often use their personal credit score reports instead when applying for a loan for small business.

Loans can relieve financial pressure.
When you don't have enough funds but want to operate a business, the best way is to get an SME business loan Malaysia. Spend comfortably first and then repay the loan every month, which is still a rational consumption.

Loans can share risks.
By sharing the risk with a third-party platform, you don't have to bear too much pressure. For example, if you have RM500,000 and need RM400,000 to start a business, you only need to pay RM200,000 and borrow another RM200,000.

If it is all lost, you still have RM300,000 on hand, which can be used to repay the loan and make a comeback.

Loans can make money.
Under the premise of certainty, many smart people will choose loans for investment because many investment returns are far greater than bank interest. Thus, it is an SME alternative financing way to manage your funds.

Loans can guarantee the flow of funds.
If you build your business with all the money and don’t leave any liquidity, what will you do if you hit a wall and have no money? Loans can save you a way out and ensure liquidity, which is a better way of life.

The Ministry of Housing and Local Government (MHLG) enacted the Money Lenders Act 1951 (Act 400) which was amended in 2003 and 2011. The companies are legal to lend money out with a money lender license.

Avex Credit (M) Sdn Bhd is a licensed money lender under the provisions of the Malaysian Government Money Lenders Act 1951. We are a private limited money lending license Malaysia company with 8 years of experience. Contact us today for professional financing solutions!

The application process for the SME business loan Malaysia solution is simple and quick. Reach out today for the best business installment loan!